Comprehensive flood insurance tailored for commercial properties of all sizes.
Confidence You Can Trust 97% of Customers Agree!
FLOODS DON'T JUST AFFECT HOMES —THEY IMPACT BUSINESS TOO!
As a business owner, you plan for a lot of things like growth, competition, and staffing, but one unexpected flood can bring everything to a halt. From property damage and ruined equipment to lost inventory and costly downtime, flooding can devastate even the most prepared businesses. Since 2019, every state in the U.S. has been hit by a flood of some sort, and there have been seven “billion-dollar flood events” since 2021 in the U.S. alone. That’s why commercial flood insurance is essential, and Advantage Flood makes getting the right protection fast, simple, and fully tailored to your business.
Why your business needs commercial flood insurance?
Whether your business is located near the coast, close to rivers, or in a low-lying urban area, flood damage can strike with little warning and the financial impact can be massive. Data from FEMA says that just one inch of water can cause more than $25,000 in damage . Without flood insurance, you're left to shoulder those costs alone.
Commercial flood insurance helps protect your:
- Building and structure
- Furniture, computers, and equipment
- Inventory, supplies, and stock
- Tenant or customer-facing areas
- Business continuity and recovery
WHO NEEDS COMMERCIAL FLOOD INSURANCE?
Any business that operates from a physical location can benefit from flood coverage regardless of industry or size. Here's a closer look at the types of properties we insure:
Multi-use & Mixed-use Buildings
If your commercial property includes retail and residential spaces, we can help you find coverage that protects both.
Service-based Businesses
Whether you're a mechanic, plumber, spa owner, or salon operator, your tools and equipment are essential to staying in business. Flood insurance keeps you protected.
Office Buildings
Law firms, tech startups, design studios, accounting firms—if you keep files, servers, or staff in a physical space, you need protection from flooding.
Restaurants & Cafés
Flooding can damage kitchen equipment, dining areas, and food stock. Coverage ensures you're not stuck with the bill when water hits.
Retail Stores
From boutique shops to large storefronts, flooding can destroy merchandise and interrupt sales. Flood insurance helps you reopen quickly and recover costs.
Warehouses & Industrial Buildings
Warehouses often store high-value inventory and machinery. One flood can result in substantial loss, especially without the right coverage.
ALREADY INSURED? YOU CAN STILL SWITCH
THE FINEST FLOOD INSURANCE PROVIDER
Our flood insurance experts make switching simple-seamless transitions, stress-free coverage, and the confidence knowing you are protected.
+ 150 Years
Insurance Experience in th Agency
All 50 States
Nationwide Coverage
33 Years
In Business
21 Years
Average Customer Loyalty
Confidence You Can Trust – 97% of Customers Agree
Are You Really Safe from Flood Damage?
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WHAT DOES COMMERCIAL FLOOD INSURANCE COVER
Building Coverage
Protects the structure of your business property, including the foundation, walls, electrical and plumbing systems, HVAC units, and built-in appliances.
Contend Coverage
Protects the structure of your business property, including the foundation, walls, electrical and plumbing systems, HVAC units, and built-in appliances.
Tenant Improvements
If you've made improvements to a leased space such as flooring, lighting, or shelving, flood insurance can help protect your investment.
Building Coverage
Protects the structure of your business property, including the foundation, walls, electrical and plumbing systems, HVAC units, and built-in appliances.
Contend Coverage
Protects the structure of your business property, including the foundation, walls, electrical and plumbing systems, HVAC units, and built-in appliances.
Tenant Improvements
If you've made improvements to a leased space such as flooring, lighting, or shelving, flood insurance can help protect your investment.
WHY CHOOSE ADVANTAGE FLOOD?
At Advantage Flood, we don’t just sell insurance, we help protect everything you’ve built. We know business owners don’t have time for guesswork, and we’re here to make flood insurance quick, personalized and comprehensive. Here’s why businesses trust us:
Fast quotes: Get a quick estimate in minutes with just a few details.,
Expert guidance: Our team of expert advisors explain your flood risk and help you choose the right policy.,
Tailored coverage: We match your policy to your industry, location, and specific property needs.,
Nationwide reach, local insight: We serve businesses across the U.S., with a deep understanding of local flood zones and regulations.,
Seamless claims support: If a flood happens, we’re with you through the entire claims process.,
FAQ: Your Questions, Answered
Find quick and reliable answers about flood insurance.
HOW IT WORKS
Quick. Personalized. Comprehensive. Guaranteed!
Access the right flood insurance in three simple steps.
Quick Get a Quote
We leverage years of experience backed by cutting-edge technology to help you get an initial set of quotes by just responding to three easy-to-answer questions.
Personalized Only the Right One for You
Refine your quotes by adding property-specific details. Our system provides personalized quotes and a recommendation of which one would best suit your needs.
Comprehensive Information at Your Fingertips
Easily compare quotes and choose one that works best for you. Our experts will help you with any additional guidance that you need to make the right choice.
97% Customer Satisfaction Score from Smart Homeowners Who’ve Saved with Advantage Agency!