Comprehensive flood insurance tailored for residential properties of all sizes.
Confidence You Can Trust 97% of Customers Agree!
YOUR HOME IS MORE THAN A BUILDING—IT'S YOUR BIGGEST INVESTMENT
A flood can change everything in minutes. Whether you live near a river, by the coast, or in a neighborhood with poor drainage, your home runs the risk of being damaged by flooding. Flooding is the number 1 natural disaster in the United States in terms of both lives lost and property damage. Since 2019, floods have impacted every U.S. state, and since 2021, the country has experienced seven separate flood events that have each caused over a billion dollars in damages. And while this is the grim reality of flooding, what many homeowners don’t realize is that most standard homeowners insurance does not cover flood damage.
At Advantage Flood, we make it easy to protect your home and everything in it. Our flood insurance solutions are quick to quote, easy to understand, and tailored to your property’s unique flood risk, so you’re covered when the unexpected hits,
Why you need residential flood insurance?
Flooding can happen anywhere. In fact, FEMA reports that more than 2 in 5 flood insurance claims come from outside high-risk zones. And recovery can be expensive without coverage. Just one inch of water can cause up to $25,000 of damage.,
With residential flood insurance from Advantage Flood, you’re protecting:
- Your home’s structure – including the foundation, walls, and essential systems
- Your belongings – furniture, electronics, clothing, kitchen appliances, and more,
WHO NEEDS RESIDENTIAL FLOOD INSURANCE?
If you own or rent a home, flood insurance is a smart and proactive step, especially if any of the following apply:
High-Risk Zone
You’re in a FEMA-designated high-risk flood zone. However, even if you do not, studies indicate that 29 million properties in the US are at risk of flooding, but not located outside FEMA designated Special Flood Hazard Areas (SFHA).
Past Flooding
You’ve experienced flooding in the past—or know someone nearby who has. Damages caused by flooding in the U.S. range between $180 billion and $496 billion annually.
Heavy Rainfall
Your area is prone to heavy rainfall or flash flooding. There were over 90 flash flood emergencies issued by the National Weather Service in 2024.
Low Elevation
Your home is built in a low-lying or poorly drained area. As of 2022, over 45,000 homes in the U.S. are classified as Severe Repetitive Loss Properties.
Water Proximity
You live near rivers, lakes, creeks, or the coast. Over 40% of Americans live on the coasts, despite it accounting for only 10% of land in the United States.
ALREADY INSURED? YOU CAN STILL SWITCH
THE FINEST FLOOD INSURANCE PROVIDER
Our flood insurance experts make switching simple-seamless transitions, stress-free coverage, and the confidence knowing you are protected.
+ 150 Years
Insurance Experience in th Agency
All 50 States
Nationwide Coverage
33 Years
In Business
21 Years
Average Customer Loyalty
Confidence You Can Trust – 97% of Customers Agree
Are You Really Safe from Flood Damage?
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Think You’re Safe? Floods Can Strike Anywhere!
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💡Unexpected floods can devastate. Secure your property before it’s too late!TOP-RATED FLOOD INSURANCE
WHAT DOES COMMERCIAL FLOOD INSURANCE COVER
Building Coverage
Protects the structure of your business property, including the foundation, walls, electrical and plumbing systems, HVAC units, and built-in appliances.
Contend Coverage
Protects the structure of your business property, including the foundation, walls, electrical and plumbing systems, HVAC units, and built-in appliances.
Tenant Improvements
Some policies include limited coverage for items like water heaters, furnaces, and washers/dryers located in basements or lower levels.
Building Coverage
Protects the structure of your business property, including the foundation, walls, electrical and plumbing systems, HVAC units, and built-in appliances.
Contend Coverage
Protects the structure of your business property, including the foundation, walls, electrical and plumbing systems, HVAC units, and built-in appliances.
Tenant Improvements
Some policies include limited coverage for items like water heaters, furnaces, and washers/dryers located in basements or lower levels.
WHY CHOOSE ADVANTAGE FLOOD?
Flood insurance isn’t one-size-fits-all. At Advantage Flood, we make sure you get coverage that’s aligned with your home, your location, and your lifestyle. Here’s why homeowners and renters trust us:
Fast, accurate quotes – Get an estimate in minutes with just a few property details.
Clear, expert guidance – Our licensed advisors break down your flood risk and coverage options in plain language.,
Tailored policies – We help match you with NFIP or private flood insurance based on your budget and risk.,
Nationwide coverage – From coast to coast, we understand local flood zones, weather trends, and housing types.,
Claims support when you need it most – If you experience a flood, we’ll walk you through documentation, filing, and recovery—step by step.,
FAQ: Your Questions, Answered
Find quick and reliable answers about flood insurance.
HOW IT WORKS
Quick. Personalized. Comprehensive. Guaranteed!
Access the right flood insurance in three simple steps.
Quick Get a Quote
We leverage years of experience backed by cutting-edge technology to help you get an initial set of quotes by just responding to three easy-to-answer questions.
Personalized Only the Right One for You
Refine your quotes by adding property-specific details. Our system provides personalized quotes and a recommendation of which one would best suit your needs.
Comprehensive Information at Your Fingertips
Easily compare quotes and choose one that works best for you. Our experts will help you with any additional guidance that you need to make the right choice.
97% Customer Satisfaction Score from Smart Homeowners Who’ve Saved with Advantage Agency!