Quick, personalized and comprehensive flood insurance solutions
Confidence You Can Trust and 97% of Customers Agree!
Connecticut's scenic coastlines and rivers may provide beauty, but they also provide risk. From hurricanes and Nor'easters to overflowing rivers and flash floods, Connecticut is familiar with severe flood occurrences. With shifting weather patterns and rising sea levels, flood threats are on the rise throughout the state. As recently as August 2024, there was 16 inches of rain over parts of Connecticut in 8 hours, which was a 1000-year flood in certain locations.
And here's the thing most homeowners don't know most regular homeowners insurance does not include flood damage. That's right, one storm and thousands of dollars in out-of-pocket expenses, unless you're covered. At Advantage Flood, we make it easy and hassle-free to purchase flood insurance in Connecticut. With quick quotes, knowledgeable assistance, and coverage customized to your local risk, we'll assist you in getting covered before the next flood hits.
Connecticut has some of the nation's highest flood threats, with 61% of its residents living with the threat of flooding. Coastal communities such as Stamford, Norwalk, Bridgeport, New Haven, and Mystic experience frequent threats from storm surge, tidal flooding, and hurricanes, while inland towns such as Hartford, Danbury, and Waterbury experience river overflows and flash floods from significant rain events. Historic storms such as Hurricane Irene (2011) and Superstorm Sandy (2012) brought widespread flooding throughout the state, both along the shoreline and many miles inland.
Only 4% of homeowners in Connecticut have flood insurance, but Connecticut homeowners pay the highest flood repair costs compared to owners from other states. Research indicates that over 106,000 properties in Connecticut are in danger of flooding today. And FEMA reports indicate that over 40% of flood claims are from properties in low- to moderate-risk areas, where insurance is not required, but where damage can still be catastrophic.
Features
Features of Flood Insurance
At Advantage Flood, we offer comprehensive policies that are built around your needs. Here’s what a typical flood insurance policy includes:
Building coverage
Protects the structure of your home, including the foundation, walls, plumbing, electrical systems, HVAC, and built-in appliances.
Seamless claims process
If a flood happens, our team makes the claims process easy, so you can focus on recovery instead of red tape.
Expert guidance
Our advisors help you understand your flood risk, compare options, and choose a policy that truly protects what matters most.
Contents coverage
Covers your personal belongings such as furniture, electronics, clothing, rugs, and valuables that may be damaged during a flood.
Flexible options
Choose between NFIP-backed policies and private flood insurance, depending on your needs and property type.
Getting flood insurance shouldn’t feel overwhelming! With Advantage Flood, it is easy. We’ve streamlined the process into three simple steps:
01
Answer a few questions and get an initial quote instantly.
02
Not sure what coverage you need? Our team of expert advisors are here to answer questions and guide you through your options.
03
Once you complete your application, your policy goes into effect after the standard waiting period. You'll have peace of mind knowing you're protected before the next flood strikes.
Seamless Switching
Already Insured? you can still SWITCH!
Our flood insurance experts make switching simple—seamless transitions, stress-free coverage, and the confidence of knowing you're protected.
+150 years
Insurance Experience in the Agency
33 years
In Business
All 50 States
Nationwide coverage
97%
Customer Satisfaction
21 year
Average Customer Loyalty
Quick Quotes, Expert Guidance, and Personalized Help Every Step of the Way
At Advantage Agency, we make securing flood protection fast and easy. With our straightforward process, you can get a quick, accurate quote tailored to your needs. Our team is ready to help you find the right coverage, so you can feel secure knowing you’re protected when the unexpected happens.
We understand flood insurance can be overwhelming. Navigating policies, coverage options, and the claims process might seem complicated. But don’t worry — we’re here to break it down for you, providing clear explanations and guiding you through every step, so you never feel lost.
If you've experienced flood damage, we’re here to help you through the process. From cleanup to working with adjusters and managing claims, our experts will walk with you every step of the way, ensuring you get the support you need when you need it most. With Advantage Agency, you’re never alone in navigating flood insurance.
At Advantage Agency, we make securing flood protection fast and easy. With our straightforward process, you can get a quick, accurate quote tailored to your needs. Our team is ready to help you find the right coverage, so you can feel secure knowing you’re protected when the unexpected happens.
We understand flood insurance can be overwhelming. Navigating policies, coverage options, and the claims process might seem complicated. But don’t worry — we’re here to break it down for you, providing clear explanations and guiding you through every step, so you never feel lost.
If you've experienced flood damage, we’re here to help you through the process. From cleanup to working with adjusters and managing claims, our experts will walk with you every step of the way, ensuring you get the support you need when you need it most. With Advantage Agency, you’re never alone in navigating flood insurance.
FAQ: Your Questions, Answered
Find quick and reliable answers about flood insurance.