Stay Protected From Flood insurance in Connecticut

Buy Flood Insurance in Connecticut

Connecticut's scenic coastlines and rivers may provide beauty, but they also provide risk. From hurricanes and Nor'easters to overflowing rivers and flash floods, Connecticut is familiar with severe flood occurrences. With shifting weather patterns and rising sea levels, flood threats are on the rise throughout the state. As recently as August 2024, there was 16 inches of rain over parts of Connecticut in 8 hours, which was a 1000-year flood in certain locations.

And here's the thing most homeowners don't know most regular homeowners insurance does not include flood damage. That's right, one storm and thousands of dollars in out-of-pocket expenses, unless you're covered. At Advantage Flood, we make it easy and hassle-free to purchase flood insurance in Connecticut. With quick quotes, knowledgeable assistance, and coverage customized to your local risk, we'll assist you in getting covered before the next flood hits.

Why do you need Flood Insurance in connecticut?

Connecticut has some of the nation's highest flood threats, with 61% of its residents living with the threat of flooding. Coastal communities such as Stamford, Norwalk, Bridgeport, New Haven, and Mystic experience frequent threats from storm surge, tidal flooding, and hurricanes, while inland towns such as Hartford, Danbury, and Waterbury experience river overflows and flash floods from significant rain events. Historic storms such as Hurricane Irene (2011) and Superstorm Sandy (2012) brought widespread flooding throughout the state, both along the shoreline and many miles inland.

Only 4% of homeowners in Connecticut have flood insurance, but Connecticut homeowners pay the highest flood repair costs compared to owners from other states. Research indicates that over 106,000 properties in Connecticut are in danger of flooding today. And FEMA reports indicate that over 40% of flood claims are from properties in low- to moderate-risk areas, where insurance is not required, but where damage can still be catastrophic.