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Flooding in Metairie WHAT YOU NEED TO KNOW

Metairie, Louisiana, is a diverse neighborhood situated west of New Orleans. Its location near Lake Pontchartrain and low-lying landscape make it especially prone to flooding. The flat topography of the area, along with clay-based soils and fast urbanization, has largely contributed to its heightened flood risk. The loss of natural wetlands to impervious covers reduced the land's capacity for rain infiltration, resulting in more runoff. This, combined with older drainage infrastructure, has left Metairie particularly exposed under heavy rain episodes.​ Research indicates that 100% of properties in Metairie are at risk of flooding and, therefore, obtaining private flood insurance in Metairie, LA is a prudent approach to have your financial future secured.

Flood Zones in Metairie

Metairie features numerous FEMA-mapped flood zones, such as high-risk zones AE and VE. These properties are at higher risk for flooding and, in some cases, may be mandated to have flood insurance, particularly if mortgage-backed by federally insured loans. Even properties zoned as Zone X, moderate-to-low risk, have experienced flood events. According to FEMA statistics, even about 40% of claims for flood insurance are from properties outside high-risk flood zones.

Some flood-prone areas in Metairie include:

  • Old Metairie (ZIP code: 70005) – vulnerable due to its reliance on the 17th Street Canal drainage system.​
  • Lakeside Area (ZIP code: 70002) – prone to flooding from heavy rainfall and proximity to Lake Pontchartrain.​
  • Clearview Mall Vicinity (ZIP code: 70001) – experienced significant flooding during recent storms.

Want to purchase private flood insurance in Metairie, LA, but not sure what flood zone you're in? Our team of expert advisors at Advantage Flood can help you with understanding the risk level of your locality.​​

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When is flood season in Metairie

Metairie's flood season typically runs from June to November, aligning with the Atlantic hurricane season. During this period, the area runs an increased risk of flooding due to events such as tropical storms and hurricanes. However, flooding can happen throughout the year, especially during periods of intense rain or high tides.​ This flood risk makes it important to purchase private flood insurance in Metairie, LA, so that your property is protected from flood damages.

Common causes of flooding in Metairie

Flooding here isn’t just about coastal storm surge. In fact, some of the most damaging floods happen inland and are caused by:

Heavy rain – intense storms have the potential to inundate ageing stormwater systems.​​​

Urban runoff – impervious surfaces in developed areas prevent water from getting absorbed and cause rapid surface water buildup.​​

Canal overflows and levee failures – sustained rain can cause water bodies to overflow their banks.​​

Blocked drainage systems – debris can obstruct water flow, causing localized flooding.​

Storm surges – coastal storms can push seawater into low-lying areas, leading to significant flooding.​​

Even if you’ve never experienced a flood, these events can happen without warning, making getting private flood insurance in Metairie, LA a smart move.

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