Flooding in Elizabeth: WHAT YOU NEED TO KNOW

Elizabeth, the seat of Union County, is known for the Port Newark-Elizabeth Marine Terminal (one of the busiest ports in the world), historic districts, and vibrant neighborhoods, but it also faces some of the most persistent flooding in New Jersey. With tidal influences from Newark Bay, heavy rainfall, and older drainage systems in many neighborhoods, flooding has become a growing concern for residents of this city.
Recent assessments show that more than 3,100 properties in Elizabeth are at risk of flooding, and events in recent years have brought water into streets, basements, and businesses across the city. That’s why many homeowners and renters turn to private flood insurance in Elizabeth, NJ, to protect their belongings, safeguard their finances, and reduce stress during storms.
From neighborhoods near the Elizabeth River to homes just a few blocks from Newark Bay, having flood insurance in Elizabeth, NJ, offers the peace of mind every resident deserves.

Flood Zones in Elizabeth

Elizabeth includes several FEMA-designated flood zones, especially near the waterfront and the Elizabeth River. Properties mapped in Zone AE carry a higher flood risk and may require flood insurance if the home is financed through a federally backed mortgage. But even areas mapped as Zone X, considered moderate-to-low risk, have experienced repeated flooding during heavy storms.