Flooding in Hackensack: WHAT YOU NEED TO KNOW

Hackensack is a vibrant city with historic homes, busy commercial districts, and a growing residential community. But its location along the Hackensack River and proximity to tidal waterways make flooding a year-round concern for homeowners and renters. Heavy rainfall, rapid snowmelt, and high tides can all push water into neighborhoods that may not appear flood-prone at first glance.
Recent storms have caused street flooding in central Hackensack, filled basements in areas near the river, and overwhelmed drainage systems throughout the city. Over 1,700 properties in Hackensack now face some level of flood risk, which is why many residents are turning to private flood insurance in Hackensack, NJ, to protect their homes, finances, and peace of mind.
Whether you live near River Street, in Fairmount, or in one of Hackensack’s bustling multi-family areas, flood coverage through Advantage Flood is a smart way to stay financially protected when water rises.

Flood Zones in Hackensack

Hackensack includes a mix of FEMA-designated flood zones. Areas closest to the Hackensack River are often mapped as Zone AE, which indicates a higher risk of flooding. If you have a federally backed mortgage and your home is in one of these high-risk zones, flood insurance is typically required.
But flooding isn’t limited to waterfront streets. Even neighborhoods mapped as Zone X, which are considered moderate-to-low risk, have experienced street flooding, basement water intrusion, and drainage backups during heavy rain. FEMA notes that around 40% of all flood claims come from outside high-risk zones, and Hackensack is no exception.